When you’re choosing a bank, we know you have a multitude of options available to you. We also know that you deserve a bank that is on your side. Seneca Savings has been a part of the Baldwinsville, Liverpool North Syracuse and Bridgeport communities – and on your side – for more than 90 years.

Get in touch with us or fill out our online application to open an account!


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> Simply Free Checking

A FREE account for everyone!

• FREE first order of checks
• NO minimum balance
• NO monthly service charge

> Simple Savings

• $100 minimum balance
• Competitive interest rate

> Benefits Checking

• Cell Phone Protection
• CyberScout® Identity Theft Resolution
• Roadside Assistance
• $10,000 Accidental Death Insurance*
• Shopping, Travel & Entertainment Discounts

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> Free Student Checking

• No minimum balance
• No monthly service charges
• No transaction requirement
• Must be 16 and a student (proof of student required)
• Debit card requires a co-signer over 18

> Student Savings

• No service charge
• Must be 16 and a student (proof of student required)
• Debit card requires a co-signer over 18

> Premier Interest Checking

An account for those interested in higher interest!

• FREE annual order of personalized checks
• Higher interest rate with a balance of $1,500 or more
• Competitive interest if balance falls below $1,500
• Only $6 monthly charge if minimum balance falls below $1,500

> Simple Money Market

• Tiered Competitive Interest Rate
• $500 minimum balance

> Holiday Club Account

• $1 minimum balance requirement to open account
• Competitive rates
• Direct Deposit accepted
• Matures every October resulting in your funds being transferred internally or mailed to you in a check

> Health Savings Account

• HSA Debit Card
• Tax Advantages

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> Fabulous 50+ Checking

A perfect account for people 50 and over!
• FREE annual order of personalized checks
• Competitive interest
• NO minimum balance
• NO monthly service charge

> Fabulous 50+ Savings

• No minimum balance
• Competitive Interest Rate

> Seneca Super Saver (Kids Account)

• $5 minimum to open
• No monthly minimum balance fees
• Ages 5 thru 18

*Transactions are defined as all debits and credits posted to your account during the month. Minimum opening deposit is only $25. Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Transaction items include all debits an credits. Ask us for details. Bank rules and regulations apply. Rates may change at any time.