seneca savings deposit accounts


When you’re choosing your bank, we know you have a multitude of options available to you. You deserve a bank that’s on your side and walking your financial journey with you.

Seneca Savings has been a part of the Baldwinsville, Liverpool North Syracuse and Bridgeport communities – for more than 90 years. We’re with you… for life’s journeys.


Get in touch with us or fill out our online application to open an account!


> Simply Free Checking

A FREE account for everyone!

• FREE first order of checks
• NO minimum balance
• NO monthly service charge

> Simple Savings

• $100 minimum balance
• Competitive interest rate

> Benefits Checking

• Cell Phone Protection
• CyberScout® Identity Theft Resolution
• Roadside Assistance
• $10,000 Accidental Death Insurance*
• Shopping, Travel & Entertainment Discounts

Click here for more info!

> Free Student Checking

• No minimum balance
• No monthly service charges
• No transaction requirement
• No age minimum requirement, must be a student (proof of student required)
• Debit card requires a co-signer over 18

> Student Savings

• No service charge
• Must be student (proof of student required)
• Debit card requires a co-signer over 18

> Premier Interest Checking

An account for those interested in higher interest!

• FREE annual order of personalized checks
• Higher interest rate with a balance of $1,500 or more
• Competitive interest if balance falls below $1,500
• Only $6 monthly charge if minimum balance falls below $1,500

> Simple Money Market

• Tiered Competitive Interest Rate
• $500 minimum balance

> Holiday Club Account

• $1 minimum balance requirement to open account
• Competitive rates
• Direct Deposit accepted
• Matures every October resulting in your funds being transferred internally or mailed to you in a check

> Health Savings Account

• HSA Debit Card
• Tax Advantages

Click here for more info!

> Fabulous 50+ Checking

A perfect account for people 50 and over!
• FREE annual order of personalized checks
• Competitive interest
• NO minimum balance
• NO monthly service charge

> Fabulous 50+ Savings

• No minimum balance
• Competitive Interest Rate

> Seneca Super Saver (Kids Account)

• $5 minimum to open
• No monthly minimum balance fees
• Ages 5 thru 18


Connect Your Digital Wallet!

digital wallet seneca savings connect your account to apple pay google pay samsung pay

You can connect your Seneca Savings account with your mobile device for

Apple Pay, Google Pay or Samsung Pay!


round up your savings with seneca savings

Click Here (or above on image) to Round UP your debit card purchases and grow your Savings Account!


*Transactions are defined as all debits and credits posted to your account during the month. Minimum opening deposit is only $25. Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Transaction items include all debits an credits. Ask us for details. Bank rules and regulations apply. Rates may change at any time.