Deposit Accounts

When you’re choosing a bank to do business with, we know you have a multitude of options available to you. We also know that you deserve a bank that is on your side. Seneca Savings has been a part of the Baldwinsville, Liverpool and North Syracuse communities – and on your side – for more than 90 years.


Read through the options below and once you know what type of account you want to open, click here. 



Seneca Rewards Checking

• No monthly service charge
• Cash rewards, paid each month
• No minimum to earn rewards
• Nationwide ATM refunds
• E-statement required

Simply Free Checking

A FREE account for everyone!

• FREE first order of checks
• NO minimum balance
• NO monthly service charge

Simply Free Savings

• $100 minimum balance
• Competitive interest rate

Premier Interest Checking

An account for those interested in higher interest!

• FREE annual order of personalized checks
• Higher interest rate with a balance of $1,500 or more
• Competitive interest if balance falls below $1,500
• Only $6 monthly charge if minimum balance falls below $1,500

Seneca Super Saver (Kids Account)

• Small minimum to open
• No monthly minimum balance fees
• Ages 5 thru 18

Simple Money Market

• Tiered Competitive Interest Rate
• $500 minimum balance

Holiday Club Account

• No minimum balance requirement to open account
• Competitive rates
• Direct Deposit accepted
• Matures every October resulting in your funds being transferred internally or mailed to you in a check

Simply Free Business

• 1,000 FREE monthly transaction items
• NO minimum balance
• NO monthly service charge

Learn More

Business Interest Checking

• 1,000 FREE monthly transaction items
• Competitive interest
• Only $5,000 monthly minimum balance to avoid a low monthly fee of $6

Learn More

Fabulous 50+ Checking

A perfect account for customers 50 and over!

• FREE annual order of personalized checks
• Competitive interest
• NO minimum balance
• NO monthly service charge

Fabulous 50+ Savings

• No minimum balance
• Competitive Interest Rate

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