Personal Loans

Where are you on your financial journey? A personal loan from Seneca Savings can help you wherever you are on that path – whether you need money for a new or used vehicle, an island getaway, a bathroom remodel, or even for the occasional financial emergency.

Unsecured Personal Loans

Whether you’re looking forward to a vacation, home improvements, or some other special purchase, Seneca Savings wants to make borrowing quick and easy for you. That’s why we’re pleased to offer unsecured personal loans up to $10,000 for qualified applicants. If you know what you need, fill out this digital personal loan application now in five minutes from the comfort of your home. Seneca Savings will follow up with you to set an appointment to sign the required paperwork.

If you need more information before you are ready to apply, call us at Seneca Savings at (315) 638-0233 or visit our Liverpool, Bridgeport, North Syracuse or Baldwinsville locations. We’ll help you get the facts you need.

Consumer Line of Credit

Seneca Savings has a quick answer to your changing financial needs. A Seneca Savings Personal Line of Credit gives you access to funds whenever you need them, for whatever you may need. Meet a wide range of your ongoing or seasonal needs or make purchases as necessary for your family such as paying small college tuition payments or covering financial emergencies. Once approved, you can re-use your Line of Credit without re-applying, and you pay interest only on the amount you use. Personal Lines of Credit are available in amounts from $250-$5,000 to meet some of your smaller, fluctuating financial needs.

Some of the advantages for having a personal line of credit are:

  • Meet a wide range smaller, fluctuating financial needs
  • Make purchases as necessary for your family
  • Cover financial emergencies
  • Re-use as needed without re-applying
  • No early payoff penalties
  • Pay interest only on what you use
  • Access through our free online banking
  • Fixed rate with no surprises
  • Approvals typical within 48 hours
  • Easy to apply

When you need a personal loan option, count on Seneca Savings to help you find the right product for your needs. Whether you’re planning on taking a vacation or making home improvements, or you just need to meet a smaller, fluctuating financial need, we can help you find the loan option that’s perfect for you. Visit us at our Baldwinsville, Liverpool, Bridgeport or North Syracuse locations or call us at our main location at 315-638-0233, and we will be happy to help you get started. We’re with you… for life’s journeys.