Mortgage Loans
Buying a home should be a pleasant experience. We’d like to help make it that way by taking the worry out of applying for a mortgage and supporting you through the process. That’s why we would like you to take our Home BuyAbility Test. It will help you find out how much home is right for you, so you can feel more comfortable when you apply for your mortgage loan with us.
Find a mortgage loan to fit your financial situation. Conventional Loans have a fixed rate and monthly payment for the entire life of the loan. It’s easy to budget for this type of loan because your payment will always be the same.
Once you know approximately how much home is in your price range, use the guide below or our convenient Mortgage Loan Calculator to estimate your monthly payments based on the principal and interest. Closing costs are normally paid in a lump sum at the time you take out the loan. Other annual costs such as taxes, insurance and mortgage life insurance are also not included on the chart but may be added to your monthly payments.
We offer a variety of mortgage plans. View our current rates here.
Is Refinancing Right For You?
Generally, it’s a good idea for you to consider refinancing whenever the interest rate for mortgages exceeds two percentage points below your present mortgage. And whether you apply with us for a new mortgage to buy the home you want, or to refinance your present mortgage, ask about a Homeowner’s Credit Line. It can help you save on fees when you apply; interest when you want to borrow money; and taxes at the end of the year.
Apply Online today, or for more details, speak to one of our mortgage loan experts at (315) 638-0233.
