Benefits Checking

benefits checking account at seneca savings





benefits checking account with seneca savings

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Benefits Checking Accounts include:

  • • Cell Phone Protection
  • • CyberScout® Identity Theft Resolution
  • • Roadside Assistance
  • • $10,000 Accidental Death Insurance*
  • • Shopping, Travel & Entertainment Discounts



Cell Phone Protection

  • $600 Coverage per Claim – $1,200 Annual Limit
  • $50 Co-Pay per Claim
  • First 5 Lines Listed on Cell Phone Bill Covered
  • Must Pay Cellular Phone Bill with Your Eligible Account


CyberScout® Identity Theft Resolution

  • A personal advocate who works with you one-on-one, start to finish to restore your identity
  • Includes immediate household family members
  • Systematic notification of credit bureaus, creditors and collectors, government agencies and all other relevant parties
  • Preparation and coordination of all notification materials and communications needed
  • A full year of weekly credit monitoring from TrueCredit (a TransUnion company)
  • A full year of myFICO Identity Theft Security fraud monitoring, for victims of true identity theft, where available


Roadside Assistance

  • Lockout Service, Emergency Tire Service, Emergency Delivery, Battery Service, Roadside Service, Emergency Towing
  • Theft Hit and Run Protection
  • Access Granted to One Member on an Individual Account/Two Members on Joint Account
  • Maximum of 3 Claims per Year


$10,000 Accidental Death Insurance*

  • Does Not Reduce 50% at Age 70
  • Seatbelt (10% additional) and Airbag Benefit ($5,000 additional)
  • Paralysis Benefit
  • Vehicle Modification & Home Alteration
  • Rehabilitation Benefit
  • Coma Benefit
  • Bereavement and Trauma Counseling


Shopping, Travel & Entertainment Discounts

  • Best in Class Discounts
  • Retail & Restaurant Savings
  • Grocery Coupons
  • Big Savings on Attractions and Hotels


*$10,000 Accidental Death and Dismemberment Insurance Coverage is provided at no additional charge. Total coverage splits evenly among all authorized signers as indicated on the account opening signature cards. Insurance products are not deposits, not FDIC insured, not insured by any federal government agency, not guaranteed by the bank.

Monthly account fee is $6.95. Benefits are provided by a 3rd party. Transactions are defined as all debits and credits posted to your account during the month. Minimum opening deposit is only $25. Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Transaction items include all debits and credits. Ask us for details. Bank rules and regulations apply. Rates may change at any time.