One Minute Certificate of Deposit Test

What’s The Best Place For Your Money?

Take Our One-Minute Certificate of Deposit Test

Select the answer that best describes your situation in each question below.
When you’re finished, click Add Up My Points.

Since interest rates are constantly changing, they can be higher or lower next month or next year. In which direction do you believe interest rates are headed now?

How important is it to you to be able to withdraw money from your account on short notice without a penalty?

How important is it to you to be able to add amounts less than $500 to your account at any time?

How important is it to you to be able to lock-in the highest available interest rate, even if it means tying up your money?

Which of these accounts do you already have, here or at another institution?

Retake Test    Add Up My Points!

To find out what your score means, click here.

The above chart is for your information only. Be sure to consult a customer service representative before opening a certificate of deposit or money market account. ©2014 The Forms Group, All Rights Reserved.

Mortgage RatesIcon For: Mortgage Rates

30 yr. Conventional Fixed
Rate
7.375% 		APR
7.484%
20 yr. Conventional Fixed
Rate
7.125% 		APR
7.264%
15 yr. Conventional Fixed
Rate
7.000% 		APR
7.173%
Learn More

Rate Effective Sept. 27, 2023. All Rates, Terms, and Conditions are Subject to Change or Withdrawal Without Notice. On a 30 year mortgage, with 0 points, for $100,000 with an interest rate of 7.375% (7.484% APR) ,the principal and interest payment would be $690.68 per month. *Payments do not include amounts for taxes and insurance premiums (if applicable) and actual payment obligation will be greater. Minimum loan amount $30,000. Maximum conforming loan amount $726,200. All loans subject to secondary market underwriting requirements. All Rates and terms are quoted for 1-2 unit owner occupied residences. Annual Percentage Rates (APR) is based on $100,000 loan amount, at the term and interest rate noted above.