03/24/2023: Homebuyer Dream Program Available Now

Are you a first-time home buyer?

seneca savings federal grant homebuyer dream program first time home buyers


Right now, through Seneca Savings via the FHLB Homebuyer Dream Program, first-time home buyers may qualify for this special grant… you can learn more about the program right here.


Qualify for up to $10,000 toward the closing costs and down payment of your home with the

Homebuyer Dream Program

Eligibility Requirements:

  • Must be a first-time homebuyer who has not owned a home in the last three years
  • Meet the income and credit requirements for the program
  • Provide at least $1,000 toward your home purchase from a verifiable source
  • Remain in the home for five years or repay a portion of the grant funds back to FHLBNY
  • Complete an acceptable home buyer counseling program

These requirements are subject to change and additional criteria may apply.

This program is offered on a first come, first serve basis. There is no guarantee that funds will be available when your Reservation Request is submitted. The grant is a


To learn more about the Homebuyer Dream Program, and the $10,000 grant ($9,500 towards closing costs / $500 towards homebuyer’s counseling program) visit the Homebuyer Dream Program website.

Start Your Application Online!
to see if you qualify!

 Call or Email our Mortgage Loan Department today at 315-638-0233