06/18/2021: Buying Your Dream Home

“Buying Your Dream Home:” Helping You Get From Here To There

What are the steps you can take toward buying your dream home? Let’s give you some straight answers on what it takes to buy that dream home you’ve been imagining. Let’s take a look at some of the things that are helpful to keep in mind when you’re deciding to make that big move and land the home of your dreams.

Begin with your local banker. Your lender’s job is to help you get from here… to there.

The First Stop When You Want To Buy A Home

People often think the first step to buying your dream home is finding that home of your dreams and THEN going to the bank to see what you qualify for on a mortgage. The recommendation from our lending team is to flip flop that process. “Begin with your local banker. Your lender’s job is to help you get from here… to there. By starting with your banker, you can avoid a lot of potential pitfalls and set yourself up for the best success possible in getting the mortgage you want for the home of your dreams.

What are some things your lender can help you prepare for?

  • Credit Report
  • Budgeting
  • Debt Reduction
  • Realtor Referral

Relationship Matters When It Comes To Your Mortgage

Building a relationship with your lender is important. Who do you want in your corner? Your banker of course! And what’s the best opportunity for building a local relationship with someone you can count on? With your local, community bank. We’re so fortunate here at Seneca Savings that we have the best of both worlds. “It’s why many move from a big bank to Seneca Savings… decisions are made right here. Our CEO is hands on. We all work together as a team to help you build that bridge to getting what you want for you and your family. We’re in it with you. Sometimes the big banks just reduce people to numbers. That’s the furthest from the truth here at Seneca. We’re with you every step of the way and want to see you win. Every person’s situation is unique. It’s our job to do everything we can to help you get into the home of your dreams.

Buying Your Dream Home This Month or Next Year

Whether you’re ready to make your mortgage move now, next month, this Fall or next year… it’s smart to involve your bank sooner rather than later. If you’re interested in talking one on one and getting the inside story on how to best begin your home buying process, reach out to our lending team. They’re ready and waiting to answer any questions you have. Think of us as your forever-resource when it comes to buying your dream home. We’ll help you build that bridge. You can phone our Baldwinsville branch at 315-638-0233 and ask to speak to our Mortgage department.