Deposit Accounts

When you’re choosing a bank to do business with, we know you have a multitude of options available to you. We also know that you deserve a bank that is on your side. Seneca Savings has been in this community and on your side for over 85 years.

 

Value Checking

• No monthly service fee
• No minimum balance requirement to open account
• Unlimited check writing
• Free online banking & e-statements
• Unlimited VISA Check Card transactions

Interest Bearing Checking

• Competitive rates
• Minimum opening balance applies
• Free VISA Check Card available
• Free Online Banking and e-statement

Statement Savings Account

• Competitive rates
• Low monthly service fee, waived when minimum balance is maintained or enrolled in e-statements
• Free VISA (Debit) card

Certificates of Deposit

• Earns more interest than a traditional Savings Account
• Competitive rates
• Rates guaranteed for the term chosen

Individual Retirement Account (IRAS)

• Traditional and Roth IRAs available (consult tax advisor)
• No annual fee
• Minimum opening balance applies
• Interest grows tax deferred
• Early withdrawals may incur a penalty (consult tax advisor)
• Maximum contributions apply (consult tax advisor)

Money Market Account

• Competitive Tiered Rates
• Minimum opening balance applies
• Transaction limitations apply
• Free Online Banking and e-statements
• Direct Deposit accepted

Holiday Club Account

• No minimum balance requirement to open account
• Competitive rates
• Direct Deposit accepted
• Matures every October resulting in your funds being transferred internally or mailed to you in a check

Commercial Checking Accounts

• Corporate Checking Accounts (call for details)
• Sole Proprietor Checking Accounts (call for details)
• Not-for-Profit Checking Accounts (call for details)
• Professional Checking Accounts (call for details)

Mortgage RatesIcon for: Mortgage Rates

30 yr. Conventional Fixed
Rate
4.125%
APR
4.125% No PMI
Points
No
30 yr. Conventional Fixed
Rate
4.000%
APR
4.000% With PMI
Points
No
20 yr. Conventional Fixed
Rate
3.750%
APR
3.750% No PMI
Points
No
20 yr. Conventional Fixed
Rate
3.625%
APR
3.625% With PMI
Points
No
15 yr. Conventional Fixed
Rate
3.375%
APR
3.375% No PMI
Points
No
15 yr. Conventional Fixed
Rate
3.250%
APR
3.250% With PMI
Points
No
10 yr. Conventional Fixed
Rate
3.125%
APR
3.125%
Points
No
8 yr. Conventional Fixed
Rate
3.125%
APR
3.125%
Points
No
6 yr. Conventional Fixed
Rate
3.125%
APR
3.125%
Points
No
Learn More