Personal Loans

We’ve Got A Lending Product That Meets Your Needs

Unsecured Personal Loans Up To $5000

Whether you’re looking forward to a vacation, home improvements, or some other special purchase, Seneca Savings wants to make borrowing quick and easy for you.  That’s why we would like you to take our One-Minute Personal Loan Test. It will help you find out if you’re in a good borrowing position, so you can feel more comfortable about applying for a loan with us. And by taking the test in the privacy of your own home, no one needs to know how you scored but you.

If you score 15 points or more, call us at (315) 638-0233 or apply online today. We’ll get back to you right away with the answer you need. (A lower score simply means that we’ll need to work a little harder to try and find a way to give you the loan you want.)

Consumer Line Of Credit

Seneca Savings has a quick answer to your changing financial needs. A Seneca Savings Personal Line of Credit gives you access to funds whenever you need them, for whatever you may need. Meet a wide range of your ongoing or seasonal needs or make purchases as necessary for your family such as paying small college tuition payments or covering financial emergencies. Once approved, you can re-use your Line of Credit without re-applying, and you pay interest only on the amount you use. Personal Lines of Credit are available in amounts from $250-$3000 to meet some of your smaller, fluctuating financial needs.

Some of the advantages for having a personal line of credit are:

  • Meet a wide range smaller, fluctuating financial needs
  • Make purchases as necessary for your family
  • Cover financial emergencies
  • Re-use as needed without re-applying
  • No early payoff penalties
  • Pay interest only on what you use
  • Access through our free online banking
  • Fixed rate with no surprises
  • Approvals typical within 48 hours
  • Easy to apply