Loans Overview

Milestones Media

When you choose Seneca Savings, you’re choosing a true community bank that’s been committed to quality, personalized service and superior loan products throughout the Baldwinsville, Liverpool and North Syracuse area for more than 89 years. To us, you’re more than a customer. You’re a colleague, a neighbor and a friend. We’re proud to offer you low or no fee banking options, as well as a constantly evolving variety of loan products to meet your needs:

Auto Loans

If it seems like you need to be a world-class negotiator these days to buy a new car, van or truck, you’re not alone. That’s why many smart new car buyers in the Liverpool, Baldwinsville and North Syracuse area are turning to pre-qualified financing. With a pre-qualified auto loan from Seneca Savings, buying the new or used vehicle you want can be quick and easy. That’s because we “pre-qualify” you for the amount you need, before you visit the dealership. And there’s absolutely no obligation to buy a vehicle or take the loan.

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Mortgage Loans

Buying a new home should be a pleasant experience. Seneca Savings can help make it that way by helping you select a mortgage loan to fit your financial situation. We’ll work with you to find out which type of loan, such as a conventional loan or an adjustable rate loan, may be right for you. And, if you already own a home, we can help you discover if refinancing is a good idea as well.

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Home Equity Line of Credit

Seneca Savings is pleased to offer customers throughout North Syracuse, Baldwinsville and Liverpool home equity lines of credit. Customers are able to only use what they need, and pay interest on just the outstanding balance.

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Personal Loans

Whether you’re looking forward to a vacation, home improvements, or some other special purchase, Seneca Savings wants to make borrowing quick and easy for you. For your convenience, we offer two different types of personal lending products at our Baldwinsville, Liverpool and North Syracuse branches to best fit your needs – unsecured personal loans up to $10,000 as well as a Seneca Savings Personal Line of Credit, ranging from $250 to $3000 to meet some of your smaller, fluctuating financial needs.

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When you need an individual loan option, count on Seneca Savings to help you find the right loan product for your needs. Whether you’re planning on making a major purchase, like a new home or auto, or you just need to meet a smaller, fluctuating financial need, we can help you find the loan option that’s perfect for you. Visit us at our Baldwinsville, North Syracuse or Liverpool location, or call us at our main location at 315-638-0233, and we will be happy to help you get started.

Home Equity Line of Credit