Kasasa Cash

Free Kasasa Cash® Checking

Get rewarded with high interest payments and refunds on ATM withdrawal fees.*

Say hello to free Kasasa Cash® checking — checking with no monthly service fees and real rewards that matter.

Earn up to 2.00% APY* on your balance every month. You’ll also get refunds on your ATM withdrawal fees, nationwide — so every ATM is your ATM, whether you’re here in Syracuse or elsewhere. Link your account to a free Kasasa Saver® to build your savings with ease. Visit us today to open your accounts in minutes.

 

Benefits

  • Free checking that pays high interest
  • 2.00% APY* on balances up to $15,000
  • 0.40% APY* on balances over $15,000
  • 0.01% APY* if qualifications aren’t met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Link to free Kasasa Saver to build savings automatically
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking and bill pay
  • Free eStatements
  • Free mobile banking
  • Free debit card
  • Unlimited check writing
  • $25 minimum deposit to open

Please note: you must be enrolled in eStatements in order to have this account.

 

It’s easy to earn rewards!

To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 ACH payment transaction post and settle
  • Be enrolled in and agree to receive eStatements

 

And if you don’t meet these qualifications, your account is still free.

Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

 

 

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards:  ATM-processed transactions, transfers between accounts, PIN-based, signature based debit card purchases less than $5.00, debit card purchases processed by merchants and received by our bank as ATM transactions, PIN-based, signature based transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) balances up to $15,000.00 receive APY of 2.00%; and balances over $15,000.00 earn .40% interest rate on the portion of balance over $15,000.00, resulting in a range from .40% to 2.00% APY depending on the account’s balance and (2) you will receive reimbursements up to an aggregate total of $25.00 (max. $5.00 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $5.00 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Cash qualifications are not met, all balances in the account earn 0.01% APY and ATM withdrawal fees are not refunded. Interest and ATM withdrawal fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 07/05/2016. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Monthly ACH debit or bill payment, and receipt of electronic statements are a condition of this account. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

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