10/14/2014: Smartphone Smarts

We’ve come up with a list of what we think are best practices for increasing privacy and security on your mobile device without spending any money. This is based on SnoopWall’s counterveillance research for improving your privacy from eavesdroppers and helping you from getting infected with spyware that could cost you your identity. They are: […]

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10/10/2014: Tips for Using Public Wi-Fi Networks

Wi-Fi hotspots in coffee shops, libraries, airports, hotels, universities, and other public places are convenient, but often they’re not secure. If you connect to a Wi-Fi network, and send information through websites or mobile apps, it might be accessed by someone else. To protect your information when using wireless hotspots, send information only to sites […]

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10/09/2014: Use Security Software That Updates Automatically

The bad guys constantly develop new ways to attack your computer, so your security software must be up-to-date to protect against the latest threats. Most security software can update automatically; set yours to do so. You can findfree security software from well-known companies. Also, set your operating system and web browser to update automatically. If […]

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Lost/Stolen ATM Card

If your ATM/Debit card is lost or stolen, contact us immediately at (315) 638-0233.

Mortgage Loan RatesIcon for: Mortgage Rates

30 yr. Conventional Fixed
Rate
4.125%
APR
4.125% No PMI
Points
No
30 yr. Conventional Fixed
Rate
4.000%
APR
4.000% With PMI
Points
No
20 yr. Conventional Fixed
Rate
3.750%
APR
3.750% No PMI
Points
No
20 yr. Conventional Fixed
Rate
3.625%
APR
3.625% With PMI
Points
No
15 yr. Conventional Fixed
Rate
3.375%
APR
3.375% No PMI
Points
No
15 yr. Conventional Fixed
Rate
3.250%
APR
3.250% With PMI
Points
No
10 yr. Conventional Fixed
Rate
3.125%
APR
3.125%
Points
No
8 yr. Conventional Fixed
Rate
3.125%
APR
3.125%
Points
No
6 yr. Conventional Fixed
Rate
3.125%
APR
3.125%
Points
No
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WeatherIcon For: Weather

Today
Icon For: Clear
86o
84o
Sat
Icon For: Clear
84o
69o
Sun
Icon For: Clear
85o
70o
Mon
Icon For: Clouds
85o
69o
Tue
Icon For: Clear
83o
65o

Baldwinsville, NY: 85o

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